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MrRant

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Everything posted by MrRant

  1. MrRant

    The Pit

  2. MrRant

    Roommate(s) Needed

    Yeah but isn't WV (not all of course) kinda backwater?
  3. MrRant

    Roommate(s) Needed

    Good lord. $600 for a ROOM?
  4. MrRant

    Black People Slowdown

    You gotta give us white folks a few months to catch on. I just heard the phrase "I got touch" which apparently means that someone understands what I mean or something. I've also heard "Fresh to death". So like, slow it down or publish a pamphlet.
  5. MrRant

    Black People Slowdown

    I'm glad we can have this friendly discussion on this topic. Ripper, you have to remember that it takes time for things to reach us up here in the Pacific NW.
  6. MrRant

    Black People Slowdown

    Yes. Them. Trying so hard.
  7. MrRant

    Black People Slowdown

    I agree. Of course these people have to spell it like "Wut it do?"
  8. MrRant

    Black People Slowdown

    Can't they just go back to jive? I understood that shit son. And by son, I mean EHME.
  9. MrRant

    MrRant Goes to Minnesota

    I'm going to be in Minnesota next week (for work and to visit a couple family members in Duluth) but I'm unsure of what to do in my free time besides the Mall of America. I'm thinking about going to the Oilers vs. Wild game. Any other suggestions? I could drive over to Wisconsin but.. we all know about fucking Wisconsin.
  10. Just delete them as they become a problem, or implement a more stringent password policy (like 8 character minimum or a letter/# combo).
  11. MrRant

    Hulu.com

    You just now found out about this?
  12. MrRant

    MrRant Goes to Minnesota

    Are you gonna be in Minneapolis/St. Paul most of the time or Duluth? Makes a big difference in offering suggestions of things to do. Split time. Figure Tuesday probably Duluth, Wednesday M/S, Thursday is up in the air.
  13. MrRant

    MSPaint Porn

    http://www.mspaintporn.net/index2.html Perhaps so.
  14. MrRant

    MSPaint Porn

    Doggy style anal BUTT slut
  15. MrRant

    Pictures I Like

  16. MrRant

    Rock Band!

    Gibson is suing in regards to GH, not Rockband from what I know.
  17. MrRant

    Recording Programs

    When I get my stupid media server built, it will be direct record to the hard drive.
  18. MrRant

    Best Application to download music

    It's usually not the P2P app that has the issues, it's the programs downloaded.
  19. MrRant

    The Baconator

    1/2LB of beef 2 slices of cheese *6* strips of bacon
  20. MrRant

    Best Application to download music

    There is always quasi-legal possibly Russian mob owned websites like MP3Fiesta.com. Sure it's $0.99 an album but they are virus free. I just suggest using a disposable credit card #.
  21. MrRant

    The who, what, and hunh?

    Also, when you are considering the mortage, if you can afford to do the equivelent of one extra payment a year, you will get to that lower portion of your money going to interest a lot faster. How much is rent going up per year where you live? It may be more cost effective in the long run to own.
  22. MrRant

    The who, what, and hunh?

    The mortage calculators are correct since when you first start paying a loan, your money goes first to the interest and then the principle. It can be a few years before you even really start to get to the principle on your mortage so you are paying interest still on the just about full amount of your principle. Let's look at a 30 year fixed at 7% on 150,000. Amortization Table for $150000.00 borrowed on Mar 21, 2008 Month Year 4 2008 5 2008 6 2008 7 2008 8 2008 9 2008 10 2008 11 2008 12 2008 1 2009 2 2009 3 2009 Payment ($) 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 Principal Paid ($) 122.95 123.67 124.39 125.12 125.85 126.58 127.32 128.06 128.81 129.56 130.32 131.08 Interest Paid ($) 875.00 874.28 873.56 872.84 872.11 871.37 870.63 869.89 869.14 868.39 867.64 866.88 Total Interest ($) 875.00 1749.28 2622.84 3495.68 4367.79 5239.16 6109.79 6979.68 7848.83 8717.22 9584.85 10451.73 Balance ($) 149877.05 149753.38 149628.98 149503.86 149378.02 149251.44 149124.11 148996.05 148867.24 148737.68 148607.36 148476.29 Month Year 4 2009 5 2009 6 2009 7 2009 8 2009 9 2009 10 2009 11 2009 12 2009 1 2010 2 2010 3 2010 Payment ($) 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 Principal Paid ($) 131.84 132.61 133.38 134.16 134.95 135.73 136.52 137.32 138.12 138.93 139.74 140.55 Interest Paid ($) 866.11 865.34 864.57 863.79 863.01 862.22 861.43 860.63 859.83 859.03 858.22 857.40 Total Interest ($) 11317.84 12183.18 13047.75 13911.54 14774.55 15636.77 16498.20 17358.84 18218.67 19077.69 19935.91 20793.31 Balance ($) 148344.44 148211.83 148078.45 147944.28 147809.34 147673.61 147537.08 147399.76 147261.64 147122.71 146982.97 146842.42 Month Year 4 2028 5 2028 6 2028 7 2028 8 2028 9 2028 10 2028 11 2028 12 2028 1 2029 2 2029 3 2029 Payment ($) 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 Principal Paid ($) 496.58 499.47 502.39 505.32 508.27 511.23 514.21 517.21 520.23 523.27 526.32 529.39 Interest Paid ($) 501.38 498.48 495.57 492.63 489.69 486.72 483.74 480.74 477.72 474.69 471.64 468.57 Total Interest ($) 175960.39 176458.87 176954.44 177447.07 177936.76 178423.48 178907.22 179387.96 179865.68 180340.37 180812.01 181280.57 Balance ($) 85453.54 84954.06 84451.68 83946.36 83438.09 82926.86 82412.65 81895.43 81375.20 80851.94 80325.62 79796.23 Notice that in Year 1 you only decrease your principle by $2000? You will be paying about $10,000 in interest. The following year it gets a bit better and then by year 20 for example, most of your money is going towards the principle.
  23. MrRant

    MrRant Goes to Minnesota

    I am into hockey, I just don't like to drive to Canada to watch the Canucks so I still to TV when I'm home or the WHL Silvertips.
  24. MrRant

    WWE General Discussion - March 2008

    Why was this dude banned? Because CTP didn't like his opinions?
  25. MrRant

    RIP Arthur C. Clarke

    http://news.yahoo.com/s/ap/20080318/ap_on_en_ot/obit_clarke Sad to hear for science fiction fans everywhere. Damn it, it won't let me edit the last name to Clarke. If a mod could change that would be great.
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