On the financial part, he was on the way is correct. Problem was he died on the way. Therefore, Vicki and Co. were stuck and since they were a single income family, that takes a bite into finances.
As far as drugs, Eddie may not have been abusing painkillers, but it was no secret he had been on steroids and GH something fierce even throughout his final year. The autopsy stated his organs had grown larger and that contributed to his death.