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http://www.newyorkfed.org/research/staff_reports/sr358.html "Seismic Effects of the Bankruptcy Reform" By shifting risk from credit card lenders to mortgage lenders, the BAR (Bankruptcy Abuse Reform Act) of 2005 created approximately 32,000 new foreclosures per quarter since its inception.

http://forums.somethingawful.com/showthrea...hreadid=3032867 The first post is a great comprehensive statistical and historical look at the situation.

http://www.nytimes.com/2008/12/15/world/mi...15prexy.html?hp Believe it.

By the way, WaMu got picked up by Chase, they didn't need to bail them out. To say it's "clearly not working" is false. The bailout wasn't supposed to make the economy great again, it was a preventative measure against letting the credit crisis take any further casualties. The new capital is going to take time to take effect, and you can't just buy confidence.

My microwave only has 4 buttons for time: 10 minutes, 1 minute, 10 second, 1 second.

That's debatable, but I'd say that the state we are in right now is preferable to an industry-wide banking and credit collapse. The capital that they received isn't going to have a one-month turnaround. It's going to take time.

The credit crisis has stabilized, so well. It's not going to remove us from a recession. The auto bailout was blocked because Big Guvment dogma got in the way of practicality.

TV: IASIP Movie: Burn After Reading

I only liked a couple albums this year. Beck - Modern Guilt Fleet Foxes - S/T Joan of Arc - Boo Human

I prefer them. I'd rather everything be cited than not, as well. You can just not read them.

889

More Doug porn please

i'm gay

CE PoTY: A late runner, Xavier Cromartie. Solely based on his "Somali Pirates" thread, which is structured in a professional and well-organized manner, he's the least firebrand, but most quite frequently the most informative person in the folder. Through him, we've all gained a much clearer understanding of the pirates issue, and the daily updates are something that I take great interest in. So, here's to Xavier.

Way to not understand the situation at all.

Half white, all internet tough guy piece of shit.

It's not, I can guarantee you.

I will kick your ass in 6-7 months.

You can't steal that from me, Daniel.

I had a lot of family in Michigan.

C*Z*E*C*H, Pizza Hut's Game Face

The Kite Runner, at the moment. What a boring book. Halfway through, and it's a biography of a fictional dad. The son is a weak character and the whole story has nothing to do with Afghanistan in the slightest.

College basketball does suck.