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MrRant

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Everything posted by MrRant

  1. You gotta give us white folks a few months to catch on. I just heard the phrase "I got touch" which apparently means that someone understands what I mean or something. I've also heard "Fresh to death". So like, slow it down or publish a pamphlet.
  2. Just delete them as they become a problem, or implement a more stringent password policy (like 8 character minimum or a letter/# combo).
  3. You just now found out about this?
  4. Are you gonna be in Minneapolis/St. Paul most of the time or Duluth? Makes a big difference in offering suggestions of things to do. Split time. Figure Tuesday probably Duluth, Wednesday M/S, Thursday is up in the air.
  5. Doggy style anal BUTT slut
  6. http://www.mspaintporn.net/index2.html Perhaps so.
  7. Gibson is suing in regards to GH, not Rockband from what I know.
  8. When I get my stupid media server built, it will be direct record to the hard drive.
  9. Also, when you are considering the mortage, if you can afford to do the equivelent of one extra payment a year, you will get to that lower portion of your money going to interest a lot faster. How much is rent going up per year where you live? It may be more cost effective in the long run to own.
  10. The mortage calculators are correct since when you first start paying a loan, your money goes first to the interest and then the principle. It can be a few years before you even really start to get to the principle on your mortage so you are paying interest still on the just about full amount of your principle. Let's look at a 30 year fixed at 7% on 150,000. Amortization Table for $150000.00 borrowed on Mar 21, 2008 Month Year 4 2008 5 2008 6 2008 7 2008 8 2008 9 2008 10 2008 11 2008 12 2008 1 2009 2 2009 3 2009 Payment ($) 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 Principal Paid ($) 122.95 123.67 124.39 125.12 125.85 126.58 127.32 128.06 128.81 129.56 130.32 131.08 Interest Paid ($) 875.00 874.28 873.56 872.84 872.11 871.37 870.63 869.89 869.14 868.39 867.64 866.88 Total Interest ($) 875.00 1749.28 2622.84 3495.68 4367.79 5239.16 6109.79 6979.68 7848.83 8717.22 9584.85 10451.73 Balance ($) 149877.05 149753.38 149628.98 149503.86 149378.02 149251.44 149124.11 148996.05 148867.24 148737.68 148607.36 148476.29 Month Year 4 2009 5 2009 6 2009 7 2009 8 2009 9 2009 10 2009 11 2009 12 2009 1 2010 2 2010 3 2010 Payment ($) 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 Principal Paid ($) 131.84 132.61 133.38 134.16 134.95 135.73 136.52 137.32 138.12 138.93 139.74 140.55 Interest Paid ($) 866.11 865.34 864.57 863.79 863.01 862.22 861.43 860.63 859.83 859.03 858.22 857.40 Total Interest ($) 11317.84 12183.18 13047.75 13911.54 14774.55 15636.77 16498.20 17358.84 18218.67 19077.69 19935.91 20793.31 Balance ($) 148344.44 148211.83 148078.45 147944.28 147809.34 147673.61 147537.08 147399.76 147261.64 147122.71 146982.97 146842.42 Month Year 4 2028 5 2028 6 2028 7 2028 8 2028 9 2028 10 2028 11 2028 12 2028 1 2029 2 2029 3 2029 Payment ($) 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 997.95 Principal Paid ($) 496.58 499.47 502.39 505.32 508.27 511.23 514.21 517.21 520.23 523.27 526.32 529.39 Interest Paid ($) 501.38 498.48 495.57 492.63 489.69 486.72 483.74 480.74 477.72 474.69 471.64 468.57 Total Interest ($) 175960.39 176458.87 176954.44 177447.07 177936.76 178423.48 178907.22 179387.96 179865.68 180340.37 180812.01 181280.57 Balance ($) 85453.54 84954.06 84451.68 83946.36 83438.09 82926.86 82412.65 81895.43 81375.20 80851.94 80325.62 79796.23 Notice that in Year 1 you only decrease your principle by $2000? You will be paying about $10,000 in interest. The following year it gets a bit better and then by year 20 for example, most of your money is going towards the principle.
  11. I am into hockey, I just don't like to drive to Canada to watch the Canucks so I still to TV when I'm home or the WHL Silvertips.
  12. I'm going to be in Minnesota next week (for work and to visit a couple family members in Duluth) but I'm unsure of what to do in my free time besides the Mall of America. I'm thinking about going to the Oilers vs. Wild game. Any other suggestions? I could drive over to Wisconsin but.. we all know about fucking Wisconsin.
  13. Why was this dude banned? Because CTP didn't like his opinions?
  14. I miss Del Taco.
  15. MrRant

    Bad Candy

    Fuck you too nigga.
  16. MrRant

    Bad Candy

    I assume you are showing dislike for black licorice. Fuck you nigga.
  17. http://news.yahoo.com/s/ap/20080318/ap_on_en_ot/obit_clarke Sad to hear for science fiction fans everywhere. Damn it, it won't let me edit the last name to Clarke. If a mod could change that would be great.
  18. Well, Britain is approaching $10 per gallon for diesel isn't it? That is of course taking into the approximate value of the pound vs dollar and liters to gallon.
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